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How do I get pre-approved for a home loan?
Let me tell you, pre-approval season is in full swing for spring! I know, I know, the mere mention of “pre-approval” might make some of you break out in a cold sweat, but fear not! If you’re wondering how to get pre-approved for a home loan, I’m here to break it down for you in…
Read MoreRed Hot Housing Markets in the Heartland
As a mortgage broker here in Oklahoma, I’ve had a front row seat to the red hot housing market here in the heartland. Demand for homes has skyrocketed not just in our state, but across much of the Midwest and South. New data from Freddie Mac shows Oklahoma saw a staggering 20.4% increase in purchase…
Read MoreExploring Mortgage Options: Loan Programs That Don’t Require a 20% Down Payment
Are you dreaming of owning your own home but feeling discouraged by the hefty 20% down payment often associated with mortgages? Don’t fret! Today, I’m here to shed light on various loan programs that offer more accessible down payment options, making homeownership within reach. Here are some loan programs that don’t require 20% Down Payment:…
Read MoreOpening Doors to Rural Dreams: A Guide to USDA Loans – A 100% Financing Option for Eligible Borrowers & Properties (No Money Down!)
Hey there, future homeowners! If you’ve been dreaming of a cozy home nestled in the heart of the countryside but weren’t sure how to make it happen, then you’re in luck. Today, we’re diving into the world of the USDA Loans – a pathway to affordable homeownership for families in rural areas. What’s the Scoop…
Read MoreThe Illusion of Perfect Timing: Why Waiting to Buy Might Cost You More Than You Think
In the rollercoaster ride of real estate, it’s easy to fall into the trap of waiting for the perfect moment to buy a home. When interest rates climb, it’s tempting to hold off, fearing you’ll be throwing away money. Conversely, when rates dip and housing prices soar, it’s natural to feel overwhelmed and opt to…
Read MoreSpring has Sprung!
Can you feel it? The sweet scent of spring is in the air, and here in Oklahoma, it’s painting the landscape with vibrant colors and filling our days with warmth and sunshine. As we embrace this delightful season, I wanted to share a glimpse into my recent home adventures while also shedding some light on…
Read MoreEnd Hedge Fund Control of American Homes Act: A Guide
The End Hedge Fund Control of American Homes Act is a proposed law aimed at addressing the issue of hedge funds owning too many single-family homes, which can limit housing availability for regular families. The bill was introduced by Mr. Merkley and Ms. Smith in the United States Senate. What Does the Act Aim to…
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